Roof Financing Available Across Our Texas Service Area

Stonewater Roofing is pleased to provide roof replacement financing options throughout Central and East Texas, including:

  • Austin
  • Tyler
  • DFW & Bedford
  • College Station
  • Longview
  • Nacogdoches
  • Texarkana

Our local roofing experts are ready to help with fast, affordable roof replacement and new roof financing options tailored to your needs.

More About Our Roof Financing Options

Stonewater Roofing works with GreenSky, a trusted fintech company providing financing solutions to consumers. They make the approval process a breeze. Simply apply for roof financing, fill out your information, and you will receive an approval notice within minutes. Whether you’re financing a new roof or financing a roof replacement, GreenSky will work with you to find the best option for you. GreenSky offers fast approvals and flexible and affordable payment plans that fit within virtually any project budget.

Roof Financing FAQs

How much will my new roof cost?

Pricing will vary depending on the size, shape, and slope of your roof, as well as a few other factors, such as the number of existing roof layers. For a more accurate estimation, contact us.

Will my insurance company pay for my new roof?

This depends on your insurance policy and your reason for getting a new roof.

If your roof replacement is due to a severe weather event such as strong wind or large hail, then your homeowner’s insurance might be able to cover most of the cost. You will still be responsible for paying your policy’s deductible. Failure to do so is an act of fraud and is illegal.

However, if you want to replace your roof to increase your home’s resale value, or simply because of the property’s age, your homeowner’s insurance policy likely won’t help with the cost. In this case, you would be responsible for the entire total.

Learn more about actual cash value vs. replacement cost.

Do I need financing for my new roof?

No, it is not required.

However, most property owners take their roof for granted and aren’t thinking about it until serious damage occurs. It’s easy to forget about roof maintenance. But when a severe storm strikes and water starts leaking, roof repair quickly becomes a top priority.

Those who have been saving for such an emergency may have no problem paying for the roof replacement in one lump sum. Roof financing will not be needed in this case.

Others who find themselves unprepared for this cost can take advantage of our roof financing options. This makes it much easier to pay for any necessary roof repairs, a total roof replacement, or possible upgrades. Even if the damage is mostly covered by your insurance company, you can finance the deductible if it is too much for your budget.

What is GreenSky, and can I trust their loan services?

Based in Atlanta, GreenSky is a leading technology company for a growing ecosystem of merchants, consumers, and banks. GreenSky’s technology platform enables merchants to offer frictionless promotional payment options to consumers. Banks leverage GreenSky’s technology to provide loans to consumers nationwide. They currently service a $9 billion loan portfolio and, since GreenSky’s inception, approximately 4 million consumers have financed more than $30 billion of commerce using GreenSky’s technology.

Visit the GreenSky website.

How long does it take to get approved for roof financing?

GreenSky makes the approval process extremely fast and easy.

You can apply for roof financing by phone or via their mobile app. Fill out your information and, once submitted, you should receive an approval notice within minutes.

Is financing a new roof a good idea right now?

This is a great time for financing!

Your entire life could be unexpectedly upended at any moment, making it important to have options when paying for any large home expense.

Roof financing allows for smaller monthly payments, not one large lump sum. This can leave your savings intact and free up that cash to be used elsewhere if needed.

Can I finance a roof replacement if I have bad credit?

Yes, roof financing options may still be available even if your credit isn’t perfect. GreenSky offers programs for homeowners with lower credit scores, though interest rates and terms may vary. We recommend applying to see what options are available to you.

What types of roofing projects can be financed?

Most residential roofing projects are eligible for financing, including full roof replacements, major repairs, storm damage restoration, and even upgrades like impact-resistant shingles. Whether you’re upgrading for curb appeal or replacing a storm-damaged roof in Austin, Tyler, or another Texas city, our flexible financing options can help you manage the cost. Talk to one of Stonewater’s roofing experts if you have questions about financing your roofing project.